Scam Resources
Scam Resources
Like scams, new scam resources are are joining the net nearly every day. Everything from lists, filing complaints, how-to’s, etc. It is great!
Best first step for scam avoidance (Doing your own Due Diligence) is probably a Google or Yahoo search for the program.
If the program is new, try a background check on the owners http://www.whois.com/ When Owners hide behind privacy, I usually pass on the program
https://www.mywot.com/ Nice, but like Spam, anyone can report you for spamming and anyone can say something negative about a site and affect its ratings. Read the comment and decide for yourself. A good example Is “Swom” which has paid me continuously for 16 months. WOT issues a warning “This site has a poor reputation” Read the comments.
http://www.scamshield.com/Resources.asp
http://ptc-investigation.com/scamlist.aspx
http://www.scamwatch.gov.au/content/index.phtml/tag/scamAboutUs/
http://www.talkptc.com/scamlist/
http://www.scamxposer.com/bizopp-scams.html
http://www.ic3.gov/default.aspx [Internet Crime Complaint Center ] See also your Country’s resources.
http://ptc-investigation.com/ScamList.aspx
http://www.woorank.com/ This one is great.. generates a detailed report for any website…
For other resources, use our Internet Users Handbook or again do a Google or Yahoo search
The Internet Scams Anonymous (ISA) Groups
The Internet Scams Anonymous (ISA) Groups
With the number of New Internet Users or Newbies is growing at more than 44% per year, the Internet Scams Anonymous (ISA) Groups are a powerful aid to the newbies joining us online. We are pleased to announce continued growth of The Internet Scams Anonymous (ISA) Groups with the addition of several new sites. Our first free group was formed with Swom after nearly 2 years of research into internet scams, fraud and online crimes. To-date, nearly $70,000 has been invested in research of various scams, new programs, etc. so that you do not have too. Today, we have and enjoy thousands of members; both newbies and seasoned professionals all sharing and helping fellow members avoid the scams while doing business online.
Ownership of our Internet Users Handbook is supplemented by the added benefit of communications with link minded internet users, both seasoned and newbies with free membership in one or more of our Internet Scams Anonymous (ISA) currently located throughout the internet on several Social or Social Business Networks. See Below
These groups are Anonymous Groups because few of us will admit out mistakes and even fewer of us will learn from them. Yes, I too have been a victim. My experiences, lessons and research are included throughout this Handbook. The most basic lesson that I overlooked was my own failure to do my own Online Due Diligence; something that I had done for years and helped others do offline. Second, I initially succumbed to the temptation of the online wealth headlines. If they can make that kind of money, why can’t I? Finally, it became research, a challenge and a campaign to help others.
Regardless of whether we are an individual or a business, we always have a monetary need which scammers love to play to as they take our money. Most often it is fast money to them and none for us. Elsewhere in this Handbook, we speak of the senior’s trust in what they read, and the false promises offered by the Scammers. Online, we can forget the “put it in writing for me”.
Our Group Members Along with the Internet Users Handbook help other Members Learn to Recognize and Avoid Internet Scams Online While Doing Business.
In as much as we all are either starting, growing or diversifying our business online, Scam Awareness, Recognition and Avoidance should be one of our main concerns – so “Get Involved”
Get involved may take several forms:
- Prepare and educate yourself – through the use of our Internet Users Handbook and free membership in or ISA Groups
- Get involved in our various groups; share your experiences, problems, etc. with your fellow members
- Become an affiliate and help share and spread the word, although recommended, you do not have to buy the Handbook to become a ClickBank Affiliate). On the other hand, I personally want to buy a car from someone that knows what is under the hood or bonnet.
- Websites, blogs, articles, etc. can all improve their ranking with likes, Google + and Alexa Reviews. Be generous, we are not selling matrixes or HYIP here; we are selling one of the best Handbooks on the internet about avoiding scams online while doing business.
- Be generous and support us with your likes, comments and motivate others to join our worthy cause rather picking up the next big thingy to come along
I am reminded of 1 staffer that called me a scammer for being too generous in handing out likes and short comments – lesson learned we are all in business, true, but our values systems and business sense varies – in some cases varies considerable.
Our ISA Groups are throughout the internet on several Social Business Networks. Of course all networks are not the same and have different features and opportunities to brand yourself and advertise your business. Their reach differs, enabling us to get more unique members located all over the world. We often share information between the groups to maximize the benefit to all members.
These are NO SPAM groups closely monitored by myself and our membership. Opinions, How to, tips, new information, etc. may be freely shared
May 2012 Our Free to Join Handbook and ISA Groups are currently located:
Facebook and others need your likes, if you like
As you can see, we are reaching pretty wide and varied sites to get our Scam Avoidance message to as many members as we can manage. Most are selected for various features, target membership, some pay, some do not, most of all we are looking for EYEBALLS. New moderators are certainly welcome.
The quality of participation in these groups varies as do the sites themselves. Most social or Social Business Networking sites are far from Spam or Scam free, for example, HYIP programs are widely spread, through their own groups and posts. Education is certainly a life-long endeavor as newbies join the internet for instant gratification for their financial situation, only to find themselves in further trouble. “Never invest more than you can afford to lose.”
Out of this broad range of sites and groups, of particular note is the efforts made by Sean North, Dave Gilbert and staff of the Kooiii Business Co-Operative (or Kooiii and the gang) that aggressively monitor and seek to keep their site and resources Scam free. Their objectives are appreciated and at the risk of a reduced membership base. We support their cause as we try to educate all members regarding spam and scams. Come join Arthur Webster, an active participant there.
Our best performing ISA Group is found on ApSense founded by Wincer and closely monitored by Radek and Neville, names that come to mind, but I regret that I must have overlooked someone. I thank them for their active business, innovative site and support.
Multi-Level Marketing (MLM) According to the FTC
Multi-Level Marketing (MLM) According to the FTC (Bureau of Consumer Protection)
MLM
- also known as “network” or “matrix” marketing – is a way of selling goods and services through distributors. These plans typically promise that people who sign up as distributors will get commissions two ways – on their own sales and on the sales their recruits have made.
Pyramid schemes
- a form of multi-level marketing – involve paying commissions to distributors only for recruiting new distributors. Pyramid schemes are illegal in most states because the plans inevitably collapse when no new distributors can be recruited. When a plan collapses, most people – except those at the top of the pyramid – lose their money.
MLMs should pay commissions for the retail sales of goods or services, not for recruiting new distributors. MLMs that involve the sale of business opportunities or franchises, as defined by the Franchise Rule, must comply with the Rule’s requirements about disclosing the number and percentage of existing franchisees who have achieved the claimed results, as well as cautionary language.
See Franchising and Business Opportunity Ventures.
Credit and Financial Issues
The Truth in Lending Act requires creditors who deal with consumers to disclose information in writing about finance charges and related aspects of credit transactions, including finance charges expressed as an annual percentage rate. In addition, the Act establishes a three-day right of rescission in certain transactions involving the establishment of a security interest in the consumer’s principal dwelling (with certain exclusions, such as interests taken in connection with the purchase or initial construction of a dwelling). The Act also establishes certain requirements for advertisers of credit terms.
See Truth in Lending Act.
The Fair Credit Billing Act is important if you are a creditor billing customers for goods or services. The Act requires you to acknowledge consumer billing complaints promptly in writing and to investigate billing errors. The Act prohibits creditors from taking actions that adversely affect the consumer’s credit standing until the investigation is completed, and affords other consumer protections during disputes. The Act also requires that creditors promptly post payments to the consumer’s account, and either refund overpayments or credit them to the consumer’s account.
See The Fair Credit Billing Act.
The Fair Credit Reporting Act requires that consumer reporting agencies (CRAs) – such as credit bureaus and resellers of consumer reports – that provide information to creditors, insurers, employers, and others, do so with due regard for the confidentiality, accuracy, and legitimate use of such data. When those parties take adverse action on the basis of information in a credit report, they must identify the CRA that provided the report so that the consumer can learn how to get a copy to verify or contest its accuracy and completeness. Creditors and others may not knowingly provide false information to CRAs, which are required to maintain reasonable procedures to ensure the maximum possible accuracy of their data.
See Fair Credit Reporting Act, Credit Reports: What Information Providers Need to Know, Using Consumer Reports: What Employers Need to Know, and Consumer Reports: What Insurers Need to Know.
The Equal Credit Opportunity Act prohibits lenders from discriminating on the basis of race, color, religion, national origin, sex, marital status, age, receipt of public assistance income, or an applicant’s good faith exercise of any rights under the Consumer Credit Protection Act. The ECOA requires creditors to provide applicants with the reasons credit was denied if the applicant asks.
See Equal Credit Opportunity Act.
The Electronic Fund Transfer Act establishes the rights, liabilities, and responsibilities of participants in electronic fund transfer systems. The EFTA requires participants to adopt certain practices when they deal with transaction accounting and preauthorized transfers and error resolution, and sets liability limits for losses caused by unauthorized transfers.
See Electronic Fund Transfer Act.
The Consumer Leasing Act regulates personal property leases that exceed four months and are made to consumers for personal, family, or household purposes. The statute requires that certain lease costs and terms be disclosed, imposes limitations on the size of penalties for delinquency or default and on the size of residual liabilities, and in some instances, requires certain disclosures in lease advertising.
http://business.ftc.gov/documents/bus28-advertising-and-marketing-internet-rules-road
This Should be an Obvious Phishing Scam and Not sent from the FBI
This Should be an Obvious Phishing Scam and Not sent from the FBI
Protect your personal information and save your money
If valid – why addressed to recipient?
GMail accounts are free, anyone can make a fictitious email account for any name available
Where are the Seals? Even if present, seals, photos etc can be easily copied
Why would the check for $250 be made payable to Mr. Robert Mueller and not to another agent of the of the scam, We hope Mr. Robert Mueller has better things to do
SEE anything else wrong??
| DrDon YatesSrPhD <drdony@gmail.com> |
| Your Personal Notice: From the FBI |
| Robert Mueller, DIR. <Robertmueller@fbi.gov> | Mon, Apr 23, 2012 at 7:44 AM | |||||||||||||||
|
Reply-To: robertmueller.dir@gmail.com
|
||||||||||||||||
|
||||||||||||||||
NEWS and Update: The Internet Scams Anonymous (ISA) Groups and Internet Users Handbook 3 of 3
NEWS and Update: The Internet Scams Anonymous (ISA) Groups and Internet Users Handbook 3 of 3
News – Internet Users Handbook, 2012, 2nd Edition
Thanks to Dave Gilbert of Kooiii, I checked into Evan Carmichael
I’d like to invite you to join me and the likes of Donald Trump, Guy Kawasaki, and Michael Gerber as a VIP Author on www.EvanCarmichael, a business thought leadership website that has helped over 14 million entrepreneurs and counting!
The site has over 750,000 monthly visitors, 295,000 pages of content and no website shares more profiles of famous entrepreneurs and inspires more small business owners than EvanCarmichael.com.
Creating a VIP Author Account on EvanCarmichael.com is cost free and there is no obligation to submit content on a regular basis. But more importantly, being a VIP Author has helped me in numerous ways such as rank higher in Google for keyword searches, improve traffic to my website, build increased credibility, and attract more targeted customers.
At EvanCarmichael.com you can also promote your free downloads, blogs, YouTube videos, Twitter accounts, and more to help you grow your business.
To start promoting your content for free on EvanCarmichael, simply go to the link below or paste it into the address bar of your browser.
While a high profile site for writers and bloggers; it also provided a needed place for our articles and downloads. Up till now a few articles placed here and then, but none of our usual groups provided for downloads. Free Downloads!
Since joining, I have broken our 500 plus page handbook down into several condensed articles, some chapters of the handbook required several articles just to complete the chapter and still keep the article of manageable length. .
At the moment, EvanCarmichael, is the ONLY site where our Handbook can be obtained for free.
Members can screen and read the individual articles for interest. Where they find something of interest, they can then download that chapter or all chapters and appendixes individually for free.
This fits our objective of getting member to at least look at the content and further provides them the opportunity to get part or the entire handbook for free. Result more EYEBALLS, and perhaps saving more internet users from the next scam offered to them. More eyeballs mean more referral to this free handbook.
Those of us that have seen this and perhaps used this strategy before, often find some that have the patience to download a chapter at a time, while others will see sufficient value to download the whole handbook in 1 shot.
- http://www.leadsleap.com/go/40887 Internet Users Handbook (Full copy), or
- http://www.leadsleap.com/go/41528 Individual Chapter Articles and free chapter by chapter and appendixes downloads
Note – only readers with a Clickbank receipt will receive future updates – except where a courtesy copy owner has made a significant contribution toward improving our handbook
With that in mind, to receive further updates and communications send me a copy of your Clickbank receipt – those responding will continue to get free updates, revision etc. Wasted a lot to time in follow-up just trying to get an acknowledge receipt of the free updates. Send drdony@gmail.com subject Clickbank Receipt
Future Plans
Our handbook is a work in progress, subject to updates and revision because our work is never done, the newbies keep coming, the scammers keep growing in numbers and offer new solutions for our problems, or a new strategy to take our money, etc.
Any good Forex trader will tell you he or she is having a good month if they can get achieve a 20% return per month – yet some of our present day HYIP are promoting returns exceeding 15% per day. Get real! A mere 2% per day is a stretch, regardless of what they tell you (another discussion – another day)
The net keeps changing; therefore, our Internet Users Handbook must keep changing. Our updates, revisions and editions are supported by your feedback and that of our ISA group membership. Changes are posted on our blogs. Again new or revised handbooks will only be made available to Clickbank or other Paid customers
The best is never good enough unless the job is finished. Our job is not finished as long as someone believes in FREE SUCCESS (an oxymoran), sooo…
Our present handbook can easily be provided in 2 volumes; however we are planning a 3rd Edition in 3 volumes – Avoiding Scams Online, Doing Business Online and some form of a proper Introduction to the Internet
We met our present objectives of how to avoid scam online while doing business, but we are looking ahead to a another one-of-a-kind Master Internet Reference, not just a scam avoidance or business handbook
We are also evaluating Kindle to see how and if our work will fit their system, pricing, pages per book, etc.
Thanks for reading, feedback is always welcome, Help us spread the word!
Thanks again Arthur for some re-motivation, you made my day.
Dr Don Yates Sr PhD
Author – Internet Users Handbook, 2012 2nd Edition
Founder – The Internet Scams Anonymous Groups









